Mortgage Broker

Fully featured & flexible products backed by Auswide Bank's commitment to service standards and complimented by our competitive pricing!

Home Loan Plus

At Auswide Bank, we understand that for your customer buying a home is one of the most exciting times of their life.

Home Loan Plus is a flexible, affordable home loan with more features and better rates than ever before.

That includes the ability to switch between variable and fixed interest rates with ease, 100% offset accounts, redraw facility and extra payments so your customer can pay off their loan sooner!

Features

  • Savings and discounts on loans, everyday banking, insurance and credit cards with our Freedom Package
  • Borrow up to 95% of purchase price/valuation depending on loan purpose^
  • Great value with competitive variable or fixed interest rates (up to 5 years) and the ability to switch without having to change loans
  • Loan terms up to 30 years
  • Choice of weekly, fortnightly, monthly repayments or extra, lump sum or larger payments without penalty – even when the rate is fixed+
  • Save on interest with an optional Mortgage Offset Account providing a 100% interest offset benefit – even when the rate is fixed
  • Redraw~ – even when the rate is fixed
  • Internet, Mobile and Phone Banking convenience – allows your customer to check loan balance, account history and send secure emails to Auswide Bank
  • The ability to have a holiday from repayments when your customer gets ahead on repayments – perfect when taking a career break or going on maternity leave
  • The option of 90 days free introductory home building insurance when purchasing an existing residential property

Full details of our Home Loan Plus can be obtained from an Auswide Bank Broker Relationship Manager.

This information is a summary of features & benefits only. This is not an offer to lend - credit assessment criteria, terms and conditions & fees and charge apply - full details on application. Loans are only available to approved applicants offering security in approved property in Australia. Prior to entering into a credit contract with us you should read our Credit Guide.

^Deposit criteria may vary depending on the location and type of property being used as security or the loan purpose e.g. owner occupied or investment.

~Redraw is subject to Auswide Bank’s discretion – limits may apply.

+A break cost may apply if the fixed loan is paid out in full or any change is made to the loan structure within the fixed term.