Mortgage Broker

Fully featured & flexible products backed by Auswide Bank's commitment to service standards and complimented by our competitive pricing!

Mortgage Offset Account

Your customer could pay off their home loan years earlier and save thousands in interest with an Auswide Bank Mortgage Offset Account.

Every dollar in this account is offset against the linked Home Loan Plus* which saves your customer an equivalent rate of interest. Unlike many lenders, our 100% offset is available on both variable and fixed rate home loans.

Features

  • Monthly account fee waived within the Freedom Package^
  • Easy deposits via Auswide Bank Branch, Internet, Mobile or Telephone Banking transfers, cheque or direct credit
  • Easy withdrawals via any Auswide Bank Branch, Internet, Mobile, Telephone Banking transfers or direct credit
  • Access to overseas ATM's, overseas EFTPOS and online purchases using Auswide Bank Visa Debit Card
  • 100% offset against principal & interest fixed or variable rate home loan# saving customers an equivalent rate of interest
  • Up to 10 offset accounts
  • This account is protected by the Australian Government deposit guarantee. Up to $250,000 of deposits in 'protected accounts' held by an entity with Auswide Bank are covered under the Financial Claims Scheme.

Full details of the Auswide Bank Mortgage Offset Account are contained in our Guide to Mortgage Offset Account.

^ A once-off Mortgage Offset Administration Fee of $75 applies on the first offset per loan.
*Mortgage Offset must be opened in at least one of the same names as the borrower’s loan account.

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